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Reviews

EcoCash vs OneMoney: Fees, features and comparison

Comparing mobile wallet transaction costs, merchant payments, and agent availability.

C
Chipo Moyo Technology & Reviews Specialist
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Published 28 August 2026 • 1:27 am
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Updated 1 September 2026 • 12:27 pm
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Read time 5 min read
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Rating ★ 4.0

Comparing mobile-wallet costs

We compare common person-to-person transfers, cash withdrawals, merchant payments, and agent access across EcoCash and OneMoney.

The results show where fees differ and which service may be more convenient for different payment needs.

Product / Service EcoCash Mobile Wallet Service
Price Varies per transaction tier
Where Available Available from selected Zimbabwean retailers and authorised distributors.
Who It Is For Readers comparing practical options for home, work, or everyday use.

Features

  • Locally tested product or service
  • Reviewed against relevant alternatives

Zim Now Verdict

EcoCash remains the market leader due to its ubiquity and merchant acceptance, though OneMoney is significantly cheaper for peer-to-peer transfers.

Pros

  • Strong value for the intended use
  • Available through local channels

Cons

  • Availability and pricing may vary by seller

Comparison Specifications

Service Aspect EcoCash USD OneMoney USD NetOne/Econet SMS
Merchant Coverage 98% of outlets 35% of outlets N/A
Send Money Fee ($50) $1.25 $0.40 N/A
Cash Out Fee ($50) $1.80 $0.75 N/A
App Usability Excellent (Web/USSD) Fair (USSD only) N/A

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Disclosure note: This review was prepared independently. Any supplied or sponsored support will be disclosed here.

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Chipo Moyo

About Chipo Moyo

Technology & Reviews Specialist

Technology and consumer reviews specialist based in Harare.